Is It Covered by Insurance?
Many types of storm damage are covered by homeowner’s insurance. Most policies cover damage by lightning, fire, wind, and hail. Some also cover water damage restoration and replacement costs due to flooding and other storm concerns, but water damage is less commonly covered than other types of storm damage.
It is important to check with your insurance provider to determine what all costs are covered if a storm leads to home damage. By understanding what types of damage your insurance policy covers, you can properly prepare financially in case a storm does damage your home.
Regardless, a prompt response to the damage is often necessary to cut costs and restore as much of your home as possible, reducing the need for more expensive and time-consuming replacements.